Chọn mua nhà giá rẻ như thế nào trong thị trường bđs?

  Hiện nay các phân khúc chung cư “đã đi vào hoạt động” giá khoảng 1,2-1,5 tỷ đồng trở xuống vẫn giao dịch khá tốt. Còn nhà phố với mức giá khoảng 2 tỷ trở lại, pháp lý tốt thì vẫn có nhiều khách hàng quan tâm và giao dịch. Điều này chứng tỏ trong “cát vẫn có vàng”, và những miếng vàng thực sự này đã được người mua cất công sàng lọc khá kỹ từ pháp lý ổn định, quy hoạch dịch vụ tốt, và giá cả khá hợp lý. Mua một căn nhà ưng ý trong giai đoạn hiện nay như Mua một căn nhà ưng ý trong giai đoạn hiện nay như “tìm vàng trong cát”. Ảnh minh họa: Internet Tuy nhiên không phải ai ai trong chúng ta cũng có thể đãi cát tìm ra vàng và tránh được nhiều rủi ro trong thời kỳ khó khăn hiện nay. Nên để mua một căn nhà chúng ta cần tham khảo thật kỹ trước khi quyết định, và theo tôi người bảo vệ quyền lợi người mua trước hết phải là “chính mình”. Để sở hữu được một bất động sản ưng ý và an toàn, người mua cần tự đánh giá một số tiêu chí sau: 1. Đánh giá bản thân trước khi quyết định mua nhà: Hãy xem bạn có thực sự quyết tâm mua nhà hay chưa? Khi bạn đã quyết tâm thì bạn hãy dành một khoảng thời gian để nghiên cứu và tìm tòi để mua được căn nhà ưng ý, tránh hối hận về sau. Mặt khác để sự lựa chọn của bạn là chính xác nhất, bạn nên xác định rõ mục tiêu của mình mua nhà là gì. Bởi khi mua nhà để ở thì tiêu chí yên tĩnh, gần trường học, chợ, bệnh viện và hàng xóm tốt là hàng đầu. Nhưng nếu mua nhà để kinh doanh thì tiêu chí đông đúc, sầm uất lại quan trọng nhất… Ngoài ra bạn còn phải xác định cả lượng tiền mặt hợp lý nữa, nếu không bạn sẽ sa chân quá đà và vượt qua khả năng thanh toán của bạn. 2. Phân tích các yếu tố quyết định ảnh hưởng đến giá trị căn nhà: Bao gồm 5 yếu tố chính: – Yếu tố tự nhiên: vị trí của căn nhà, hình dáng, chiều dài chiều rộng… Vị trí chính là đặc điểm tồn tại duy nhất, đặc biệt mà không miếng đất nào có thể hoàn toàn giống nó. Chính nhờ nó mà căn nhà của bạn có được một điểm lý tưởng để kinh doanh hay sinh sống. Với vị trí này nó có thể đem lại giá trị sử dụng như ý bạn mong muốn hay không. Bạn hãy lưu ý điểm này. – Yếu tố pháp luật: Hiện nay rất nhiều người dở khóc dở cười vì yếu tố này, bạn có chắc căn nhà mình sắp mua là đã có bằng chứng sở hữu và sử dụng (giấy chủ quyền)? Cho dù có đi chăng nữa bạn cần phải xác minh tư cách pháp nhân của người bán. Đừng bao giờ bạn mua kiểu ‘bán hộ’ và nhất là không nên mua nhà để rồi không bán được, và mua đất không được xây với giá cắt cổ (đối với đất, bạn hãy xem thật kỹ nguồn gốc đất và mục đích sử dụng, đừng tin vào lời hứa suông của người bán). – Yếu tố Quy hoạch – Xây dựng: Trước khi quyết định mua bạn nên hỏi thăm cán bộ địa chính xã, phường nơi bất động sản tọa lạc để tìm hiểu về quy hoạch của khu vực, các chỉ tiêu về xây dựng, lộ giới… Đây là yếu tố đầy rủi ro nhưng cũng đầy cơ hội, nhờ quy hoạch mà nhiều bất động sản tăng giá ào ào. Nhưng cũng bởi quy hoạch sai mà rất nhiều người gặp khó khăn ở không xong mà bán cũng không được. – Yếu tố xã hội: Bạn chọn được căn nhà ưng ý về vị trí, pháp lý đầy đủ với mức giá “hời” nhưng điều đó vẫn chưa đủ nếu không bạn lại phải tìm mua nhà một lần nữa bởi tiếng ồn, nguồn nước và không khí đe dọa sức khỏe bạn. Hoặc những người hàng xóm không thân thiện làm cho cuộc sống gia đình bạn luôn xa lạ với chính nơi ở của mình. – Và cuối cùng đó là yếu tố kinh tế: Một tài sản có giá trị vì nó tạo ra chính thu nhập cho người chủ sở hữu. Bạn nên cân nhắc hiện tại và tương lai xem căn nhà định mua sẽ đem lại cho bạn những nguồn thu nhập gì? Bao nhiêu? Và khả năng tăng giá trong tương lai nó thế nào? Dù bạn mua nhà để ở đi chăng nữa bạn cũng nên đánh giá liệu nếu bạn không mua và gửi tiền trong ngân hàng lấy lãi, rồi đi thuê một căn hộ sang trọng thoải mái thì sẽ có hơn không? Bạn hãy quan tâm nhé. 3. Yếu tố tâm lý: Sau khi mọi thứ đã ưng ý bạn hãy để ý xem tâm lý người bán, bởi mức giá họ đưa ra một phần phụ thuộc vào động cơ bán của chủ nhà và chính điều này giúp bạn thương lượng với người bán một cách có lợi nhất, mua được giá rẻ nhất. Tất nhiên với các chủ nhà cần bán gấp vì bất kỳ lý do gì như phá sản, cần tiền gấp thì lợi thế càng thuộc về bạn. Đồng thời, đánh giá tâm lý và xác định động cơ người bán cũng sẽ giúp bạn giảm thiểu một số rủi ro lừa đảo trong đó. Với các động cơ bán mập mờ loanh quanh, bạn nên xác định lại căn nhà mình muốn mua có yếu tố bất ổn gì trong đó không sau đó mới quyết định. Tôi hy vọng một số kinh nghiệm nêu trên sẽ giúp những người sắp mua nhà có được một số kinh nghiệm trước khi quyết định việc một trong 3 việc quan trọng của đời người (“tậu trâu, cưới vợ, làm nhà”), nhất là trong điều kiện kinh tế khó khăn hiện nay.

1.470 comments

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  55. Today, I went to the beach front with my kids. I found a sea shell and gave it to my 4 year old daughter and said “You can hear the ocean if you put this to your ear.” She put the shell to her ear and screamed. There was a hermit crab inside and it pinched her ear. She never wants to go back! LoL I know this is completely off topic but I had to tell someone!

  56. With havin so much content do you ever run into any problems of plagorism or copyright infringement? My site has a lot of unique content I’ve either created myself or outsourced but it appears a lot of it is popping it up all over the web without my authorization. Do you know any ways to help protect against content from being ripped off? I’d certainly appreciate it.

  57. Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.

  58. Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.

  59. I’m really enjoying the theme/design of your web site. Do you ever run into any web browser compatibility problems? A few of my blog readers have complained about my blog not operating correctly in Explorer but looks great in Safari. Do you have any solutions to help fix this problem?

  60. My coder is trying to persuade me to move to .net from PHP. I have always disliked the idea because of the expenses. But he’s tryiong none the less. I’ve been using Movable-type on various websites for about a year and am concerned about switching to another platform. I have heard good things about blogengine.net. Is there a way I can import all my wordpress posts into it? Any help would be greatly appreciated!

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  180. I really like your blog.. very nice colors & theme. Did you make this website yourself or did you hire someone to do it for you? Plz reply as I’m looking to construct my own blog and would like to know where u got this from. cheers

  181. Have you ever considered about including a little bit more than just your articles? I mean, what you say is important and everything. But think of if you added some great pictures or video clips to give your posts more, “pop”! Your content is excellent but with images and videos, this website could undeniably be one of the most beneficial in its field. Awesome blog!

  182. I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get setup? I’m assuming having a blog like yours would cost a pretty penny? I’m not very internet smart so I’m not 100% certain. Any tips or advice would be greatly appreciated. Appreciate it

  183. First of all I want to say great blog! I had a quick question in which I’d like to ask if you don’t mind. I was curious to find out how you center yourself and clear your thoughts prior to writing. I have had a hard time clearing my mind in getting my thoughts out there. I truly do take pleasure in writing but it just seems like the first 10 to 15 minutes are usually wasted simply just trying to figure out how to begin. Any suggestions or hints? Kudos!

  184. This design is steller! You most certainly know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Fantastic job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!

  185. Write more, thats all I have to say. Literally, it seems as though you relied on the video to make your point. You definitely know what youre talking about, why waste your intelligence on just posting videos to your weblog when you could be giving us something informative to read?

  186. Hi there! This is kind of off topic but I need some advice from an established blog. Is it difficult to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to start. Do you have any tips or suggestions? With thanks

  187. Hello! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My weblog looks weird when browsing from my apple iphone. I’m trying to find a template or plugin that might be able to correct this problem. If you have any recommendations, please share. With thanks!

  188. Hi! I realize this is sort of off-topic however I had to ask. Does operating a well-established blog such as yours take a large amount of work? I am completely new to running a blog but I do write in my journal everyday. I’d like to start a blog so I can share my experience and feelings online. Please let me know if you have any suggestions or tips for brand new aspiring blog owners. Thankyou!

  189. Greetings from Colorado! I’m bored to death at work so I decided to browse your blog on my iphone during lunch break. I love the info you provide here and can’t wait to take a look when I get home. I’m amazed at how quick your blog loaded on my phone .. I’m not even using WIFI, just 3G .. Anyways, good blog!

  190. Do you mind if I quote a few of your posts as long as I provide credit and sources back to your webpage? My blog site is in the very same niche as yours and my visitors would genuinely benefit from a lot of the information you present here. Please let me know if this ok with you. Many thanks!

  191. I was wondering if you ever thought of changing the layout of your website? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or 2 images. Maybe you could space it out better?

  192. Wonderful blog! Do you have any tips and hints for aspiring writers? I’m hoping to start my own website soon but I’m a little lost on everything. Would you advise starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m totally confused .. Any ideas? Kudos!

  193. Hi there! I know this is kinda off topic but I was wondering which blog platform are you using for this website? I’m getting fed up of WordPress because I’ve had problems with hackers and I’m looking at options for another platform. I would be fantastic if you could point me in the direction of a good platform.

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  195. Great blog you have here but I was wondering if you knew of any user discussion forums that cover the same topics talked about in this article? I’d really like to be a part of group where I can get feedback from other knowledgeable individuals that share the same interest. If you have any suggestions, please let me know. Thanks!

  196. Hiya, I am really glad I’ve found this information. Today bloggers publish only about gossip and net stuff and this is actually frustrating. A good website with interesting content, this is what I need. Thank you for making this web-site, and I will be visiting again. Do you do newsletters by email?

  197. Hiya, I’m really glad I have found this info. Nowadays bloggers publish just about gossip and internet stuff and this is actually frustrating. A good web site with exciting content, this is what I need. Thank you for making this web-site, and I will be visiting again. Do you do newsletters by email?

  198. I am really loving the theme/design of your site. Do you ever run into any browser compatibility problems? A couple of my blog readers have complained about my website not working correctly in Explorer but looks great in Chrome. Do you have any solutions to help fix this problem?

  199. Howdy just wanted to give you a quick heads up. The text in your content seem to be running off the screen in Firefox. I’m not sure if this is a formatting issue or something to do with web browser compatibility but I thought I’d post to let you know. The design and style look great though! Hope you get the problem resolved soon. Kudos

  200. I do not know if it’s just me or if everyone else encountering issues with your site. It appears like some of the text on your posts are running off the screen. Can somebody else please provide feedback and let me know if this is happening to them too? This may be a problem with my internet browser because I’ve had this happen previously. Appreciate it

  201. Hiya, I’m really glad I have found this info. Nowadays bloggers publish just about gossip and net stuff and this is really annoying. A good site with interesting content, this is what I need. Thank you for making this website, and I’ll be visiting again. Do you do newsletters by email?

  202. Have you ever considered about adding a little bit more than just your articles? I mean, what you say is fundamental and all. Nevertheless think about if you added some great photos or video clips to give your posts more, “pop”! Your content is excellent but with images and clips, this site could definitely be one of the very best in its niche. Very good blog!

  203. This design is incredible! You definitely know how to keep a reader entertained. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really loved what you had to say, and more than that, how you presented it. Too cool!

  204. I am really enjoying the theme/design of your site. Do you ever run into any browser compatibility problems? A few of my blog visitors have complained about my blog not operating correctly in Explorer but looks great in Opera. Do you have any solutions to help fix this problem?